…and make sure good chiropractors take that insurance.
Here is an article in Employee Benefit News, a website for human resources and the insurance industry.
Some important points:
- “chiropractic physician care for low back and neck pain is highly cost-effective, represents a good value in comparison to medical physician care and to widely accepted cost-effectiveness thresholds.”
- More than a quarter of U.S. adults surveyed in 2002 reported they had suffered from back pain in the prior 3 months, while 14% had neck pain.
- Chiropractic care involves the non-surgical treatment of muscular and skeletal problems, mainly by careful manipulation of the spine with attention to adjacent parts of the body.
- “In combination with the existing US-based literature, our findings support the value of health insurance coverage of chiropractic care for low back and neck pain at average fees currently payable by U.S. commercial insurers,”
And for Quality of Life Years (QOLY), check this out:
In general terms, a procedure or service with a dollar per QALY value of less than $50,000 to $100,000 is considered cost-effective. The authors calculated the incremental cost effectiveness ratio of chiropractic care versus medical physician care to be $1,837. In comparison, this same ratio for physiotherapy care is $49,210. This led to the conclusion that chiropractic care “compares extremely favorably to the cost-effectiveness of most widely-used therapies.”
Todd Lloyd, DC
Chiropractic care in Sonoma, CA
Some 13 separate studies in various states have repeatedly found that chiropractic care, combined with Occupational Therapy Rehabilitation, gets people back to work much sooner and at far lower cost than medical care for the same type of on-the-job back injuries.